Runway72 is a rapid financial triage service that turns layoff panic into an action plan. Bills prioritized. Deadlines mapped. Creditor scripts ready. You move from shock to control in three days.
Start Your 72-Hour Triage Free. No account needed. Takes 5 minutes.Whether it's AI, restructuring, or a budget cut, a layoff hits like a wall. Most people freeze. The bills don't. Existing financial tools weren't built for crisis speed. Outplacement services help you find a job. We help you survive until you do.
Map every bill, deadline, and obligation. Identify what's urgent vs. what can wait. Calculate your true runway with existing cash, severance, and benefits.
File for unemployment (guided, state-specific steps). Call creditors with tested scripts. Negotiate deferrals. Lock in healthcare continuation. Freeze what you can.
Finalize your survival budget. Set up cash monitoring. Review severance terms. Establish your weekly check-in cadence. You now have a plan, not a panic.
Not all bills are equal. We rank every obligation by consequence of non-payment, grace periods, and negotiability so you know exactly what to pay first.
Pre-written, tested scripts for mortgage companies, credit cards, utilities, landlords, and student loans. The exact words that get deferrals and hardship plans.
State-specific, step-by-step guidance for unemployment insurance, COBRA/ACA options, and any severance-related benefits. Not a link dump. An actual walkthrough.
Know what to negotiate, what to sign, and what to push back on. Common severance traps flagged. Timeline for legal review noted.
Runway72 exists because nobody should lose their home over a missed phone call they didn't know to make.