Just got laid off? Start here.

The average layoff costs $15K+ in the first month. Most of it is preventable.

Missed unemployment deadlines, paying the wrong bills first, and signing severance under pressure cost people thousands. Runway72 gives you the exact framework to avoid those mistakes — bills prioritized by consequence, deadlines mapped, conversation starters ready — in 5 minutes.

Free plan includes:

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Unemployment windows close fast. Severance deadlines are short. Start now — free, no account needed. Most people complete the free triage in under 10 minutes.

No credit card. No signup. Just answer 7 questions.
15+ people helped since launch Used this week 4 full frameworks unlocked No account needed
Need it now? Skip the triage — get the full framework instantly for $99.
One-time. No subscription. Instant access. 48-hour money-back guarantee.
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Read the 72-Hour Playbook: Hour-by-Hour Action Plan → Or read the free layoff survival guide →

✓ Free to start
✓ No account needed
Hundreds have started their plan
✓ Built by a financial planning team
✓ No credit card required

The rules changed overnight. Your response shouldn't take months.

Whether it's AI, restructuring, or a budget cut, a layoff hits like a wall. Most people freeze. The bills don't. Existing tools weren't built for crisis speed. Outplacement services help you find a job. We help you identify the right questions and next steps before that process even begins.

25%+
of Americans lack $1,000 in emergency cash
72hrs
window to organize your obligations and next steps
50+
official state unemployment resources, organized by state
How it works

Three days. Three phases. A clear framework.

01
Hours 0–8

Assess

Map every bill, deadline, and obligation. Identify documents to gather. Calculate your approximate runway with existing cash and expected benefits. Know what's urgent vs. what can wait.

02
Hours 8–36

Prepare

Access official unemployment resources by state. Review sample conversation starters for creditors, landlords, and utility providers. Identify COBRA/ACA options to research. Prepare questions for HR about benefits continuation.

03
Hours 36–72

Organize

Build your planning snapshot. Identify issues to verify with attorneys, CPAs, or credit counselors. Prepare questions for severance review. Establish a weekly check-in cadence. You have a framework — not a panic.

What you get

A practical framework for the worst week of your financial life.

Bill Organization Framework

Organize every obligation by consequence of non-payment, grace periods, and negotiability. A structured framework to help you understand what to address first — general educational support, not professional financial advice.

Sample Conversation Starters

Sample conversation starters for 14+ provider types: mortgage companies, credit cards, utilities, landlords, student loans, and more. Helps you know what questions to ask — not legal, financial, or debt-settlement advice.

Official Benefits Resources

Official state-by-state unemployment filing links. COBRA/ACA options information. A structured prep checklist so you know what questions to ask and what documents to have ready before contacting agencies.

Severance Prep Checklist

Prepare questions to ask about your severance agreement. Identify common areas to review before signing. Know when to contact an employment attorney. Document checklists for every relevant provider type.

Simple pricing

Start free. Unlock the full framework for less than a single hour with a financial advisor.

Free
$0
Start immediately. No account needed.
  • Bill intake & obligation mapping
  • Planning snapshot (cash runway estimate)
  • Bill organization framework
  • Official resource links by category
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Compare
$99 one-time
vs. $200–400/hr financial advisor — and you can complete the full framework in 5 minutes

Panic is not a plan.
This is.

Runway72 exists because nobody should lose thousands in the first month after a layoff just because they didn't know what to do, what to sign, or who to call first.

Get Your 72-Hour Action Plan — Free → No credit card. No signup. Just answer 7 questions.
Get Your 72-Hour Action Plan — Free →