What to do in the first day, hour by hour. The most time-sensitive items after a layoff — health insurance, unemployment filing, bill calls — all cluster in this window.
The hour-by-hour playbook: what to gather, what to skip, and the two time-sensitive deadlines (insurance and unemployment) that quietly cost the most if you miss them.
Three coverage paths side-by-side — COBRA, the ACA marketplace Special Enrollment Period, and the spouse or partner plan option. Premium math, network checks, and the decision checklist before the clock runs out.
Runway72 walks you through every bill, builds your priority stack, and gives you the exact questions to ask before making a single call. The triage is free — the full guide unlocks for $99 if you want it later.
Start Free Triage → No account needed. Email + bills in, priority list out.